FDIC-Insured - Backed by the full faith and credit of the U.S. Government

4.4
65 REVIEWS
4.9
824 REVIEWS
Farmers Bank of Kansas City BBB Business Review

Access over a century of expertise that other lenders simply can’t match

You know what you need. We know mortgages inside out. Leverage our 118 years of community banking expertise to get mortgage solutions that move at your speed.

  • Secure process
  • No credit check required
  • 100% of your data stays private.

850+

5-star reviews

118 years

Of banking excellence

98%

customer satisfaction

30 days

average closing time

Mortgages should be simple. We make sure they are.

Get the right loan

We help you make the right choice the first time around.

Proceed with ease

Enjoy a smooth and simple mortgage process

Close on time

We operate on strict timelines to meet your closing goals

Next time is on us

As a Customer for Life, we help you refinance or purchase for free

Check my eligibility
  • Secure process
  • No credit check required
  • 100% of your data stays private.

Home financing made personal

Enjoy a simple, stress-free mortgage proces tailored to your exact needs.

Purchase

Find the right loan for your goals

Home Equity

Access funds or consolidate debt

Refinance

Lower your rate or tap into equity

Lock in the right rate at the right time

Discover competitive rates, updated daily.

Want to talk to an expert?

Schedule a call

Rates as of November 13, 2025

See assumptions

Big bank capabilities with small-town service

Transparent fees and process

No surprises, no confusion. Get clear guidance and see-through pricing that never catches you off guard.

Local decisions, faster approvals

We do our processing and underwriting in-house, speeding up the entire mortgage process.

Community-friendly rates

With 118 years of community commitment, we offer you competitive rates and low fees for maximum value.

Get your free rate quote
  • Secure process
  • No credit check required
  • 100% of your data stays private.
4.4
65 REVIEWS
4.9
824 REVIEWS

What our clients have to say about us

Found the best mortgage fit

“Will provided a user-friendly dashboard that let me explore different options and find the best fit for my financial situation. He was incredibly patient, guiding me through the process and answering all my questions.”

N

Narendra

Genuine guidance & support

“Due to circumstances on our part, our refinance spanned a year and a half and Kelli stuck with us. Very responsive and helpful throughout the extended process, her patience made all the difference.”

G

Gina

First-time homebuyer success

“Mike’s team gave us a great rate and he was incredibly attentive during the whole process! The closing period was during the holidays and true to his word they were able to get us to closing within our timeframe.”

N

Nick

Efficient expert services

“Kelli ticked the main boxes I looked for being halfway across the country: competitive rate and credits, solution-oriented and knowledgeable, and best of all, fast and responsive.”

S

Sebastian

Competitive refinancing rates

“Michael and his team helped me get an amazing rate for my investment property refi. They’re communicative, responsive and know what they’re doing. I highly recommend using them for your refinance.”

A

Amanda L.

Seamless online application

“Everything with the process is extremely easy. The portal is simple to upload docs. Additionally, Farmers Bank does not charge LLPAs on second homes which reduces the cost dramatically.”

Tim

Nationwide mortgage expertise

“Incredibly prompt in responses, quickly gathered documents, and proactively followed up to ensure everything was in order for underwriter approval. Working across the country was no issue at all.”

Soha

Get acess to your home’s hidden value

Your home is more than just a place to live — it's a powerful financial asset. Home equity solutions let you tap into your home's value to accomplish your goals.

  • Renovate your home
  • Consolidate debt
  • Start a savings account
  • Secure process
  • No credit check required
  • 100% of your data stays private.

Local roots. National reach. Get the best of both.

Looking to buy, upgrade, or access home equity? Discover personalized loan solutions backed by local expertise.

  • Secure process
  • No credit check required
  • 100% of your data stays private