Expert insights for homebuyers and homeowners
Stay informed with the latest mortgage trends, homeownership tips, and financial strategies from Farmers Bank of Kansas City’s mortgage experts.
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USDA Loan Guide: How Zero Down Rural Home Loans Work
A USDA loan can help eligible buyers purchase a home with 0% down in qualifying rural and suburban areas.…

VA Loan Guide: How VA Purchase Loans Help Veterans and Military Buyers Buy a Home
A VA loan can be one of the most powerful mortgage options available to eligible veterans, active-duty…

Cash-Out Refinance Guide: How to Use Home Equity Strategically
A cash out refinance can help homeowners access part of their home equity by replacing their current…

HELOC Home Equity Line of Credit Guide: How Flexible Home Equity Borrowing Works
A HELOC home equity line of credit can help homeowners access available home equity without replacing their…

Home Equity Loan Guide: How a Second Mortgage Can Help You Access Equity
A home equity loan can help homeowners borrow against the equity they have built in their home…

Interest-Only Mortgage Guide: How Lower Initial Payments Work and What to Watch For
An interest only mortgage can offer lower initial monthly payments because, for a set period, you pay…

Non-QM Mortgage Guide: Flexible Home Loan Options for Complex Borrowers
A Non-QM mortgage can help borrowers who may not fit traditional mortgage guidelines but still have the…

Portfolio Mortgage Guide: How In-House Underwritten Loans Can Help Unique Borrowers
A portfolio mortgage can be a useful option when a borrower or property does not fit neatly…

Rate & Term Refinance Guide: How to Improve Your Mortgage Without Taking Cash Out
A rate and term refinance lets homeowners replace their current mortgage with a new loan that changes…