Access exclusive savings and home financing perks
Buy or refinance with us now and in the future and enjoy the benefits of our Customer for Life program.

Customer for Life program rewards
Discover the exclusive advantages of being our customer.
Purchase
Refinance
Discounted costs
Get $500 off closing costs when you apply online and close your purchase loan with FBKC
Get $500 off closing costs when you apply online and close your refinance loan with FBKC
Future discounts
Get $397.50 off your future refinance if you refinance with us 180 days or more after your home purchase
Get $397.50 off your future refinances if you refinance again with us 180 days or more after your last loan
Extra savings
Get access to our home rewards network to connected with a trusted local realtor and enjoy additional discounts
Refinance with confidence knowing you’ll receive exclusive savings not just now, but again in the future
See exactly how much you could save with our customer rewards
Discover our rewards network
“With competitive rates, personalized service, and a program that pays off over time, the Customer for Life program is our way of showing we’re in this with you, for life.”
Monte Robbins
Farmers Bank & Trust President
We close loans, not excuses
Other lenders may do nothing more than talk, but we deliver.