FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Access exclusive savings and home financing perks

Buy or refinance with us now and in the future and enjoy the benefits of our Customer for Life program.

Customer for Life program rewards

Discover the exclusive advantages of being our customer.

Purchase

Refinance

Discounted costs

Get $500 off closing costs when you apply online and close your purchase loan with FBKC

Get $500 off closing costs when you apply online and close your refinance loan with FBKC

Future discounts

Get $397.50 off your future refinance if you refinance with us 180 days or more after your home purchase

Get $397.50 off your future refinances if you refinance again with us 180 days or more after your last loan

Extra savings

Get access to our home rewards network to connected with a trusted local realtor and enjoy additional discounts

Refinance with confidence knowing you’ll receive exclusive savings not just now, but again in the future

See exactly how much you could save with our customer rewards

Discover our rewards network
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65 REVIEWS
4.9
824 REVIEWS

What our clients have to say about us

Found the best mortgage fit

“Will provided a user-friendly dashboard that let me explore different options and find the best fit for my financial situation. He was incredibly patient, guiding me through the process and answering all my questions.”

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Narendra

Genuine guidance & support

“Due to circumstances on our part, our refinance spanned a year and a half and Kelli stuck with us. Very responsive and helpful throughout the extended process, her patience made all the difference.”

G

Gina

First-time homebuyer success

“Mike’s team gave us a great rate and he was incredibly attentive during the whole process! The closing period was during the holidays and true to his word they were able to get us to closing within our timeframe.”

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Nick

Efficient expert services

“Kelli ticked the main boxes I looked for being halfway across the country: competitive rate and credits, solution-oriented and knowledgeable, and best of all, fast and responsive.”

S

Sebastian

Competitive refinancing rates

“Michael and his team helped me get an amazing rate for my investment property refi. They’re communicative, responsive and know what they’re doing. I highly recommend using them for your refinance.”

A

Amanda L.

Seamless online application

“Everything with the process is extremely easy. The portal is simple to upload docs. Additionally, Farmers Bank does not charge LLPAs on second homes which reduces the cost dramatically.”

Tim

Nationwide mortgage expertise

“Incredibly prompt in responses, quickly gathered documents, and proactively followed up to ensure everything was in order for underwriter approval. Working across the country was no issue at all.”

Soha

“With competitive rates, personalized service, and a program that pays off over time, the Customer for Life program is our way of showing we’re in this with you, for life.”

Monte Robbins

Farmers Bank & Trust President

We close loans, not
excuses

Other lenders may do nothing more than talk, but we deliver.