VA
Serving those who have served our country
Choose a loan with benefits that recognize and honor your military service.
Today's VA rates
Discover competitive rates, updated daily.
Want to talk to an expert?
Schedule a callRates as of February 16, 2026
See assumptionsVA benefits
- Purchase a home with no money down, preserving your savings
- The mix of competitive rates and no mortgage insurance results in more affordable payments
- Pay off your loan early without any penalties
- Sellers can contribute up to 4% toward closing costs & concessions
- $0 bank frees from start to close
Eligibility requirements
- VA loans are for veterans, active-duty service members, and qualifying spouses
- Generally requires 90 days of active service during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves
- Certificate of eligibility (COE) verifying your entitlement (we can help you with this process)
- A credit score of typically 620 or higher
- Debt-to-income ration doesn’t exceed 41%, exceptions may apply
- The home must be your primary residence that you intend to occupy within 60 days of closing
Explore other loan types
Browse through a variety of home loans and learn about their benefits.
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No hidden fees. No surprises. We offer transparent loans and operate on strict timelines to meet your closing goals.