6 steps away from your front door
Discover 6 steps away from our simple and time-efficient mortgage process.
INITIAL CONSULTATION
We start by listening to you
Our first conversation will be about your goals, your questions, and your loans options.
PRE-QUALIFICATION LETTER
Pre-qualify in 30s
Get your online pre-qualification letter in half a minute to shop for homes and make offers with confidence.
Get pre-qualified
HOME SHOPPING & OFFERS
Find your dream home
Make offers backed by our strong pre-qualification letter and stand out to agents and sellers.
How to access exclusive savings & deals?
Work with us now and in the future to enjoy the rewards of our Customer for Life program. Access our FBKC Rewards Network to work with a trusted real estate pro and:
- Gain access to MLS listings
- Get matched with a realtor expert in your area
- Access extra savings
LOAN APPLICATION
Apply for a loan in minutes
Securely submit your information online and apply for a loan in minutes, bringing you closer to homeownership in a fraction of the time.
Apply now
PROCESSING & UNDERWRITING
Go fast with local processing
Our local team verifies your application and orders the appraisal and title work, advancing faster than other lenders.
APPROVAL & CLOSING
Get the loan & go home
Once your loan is approved you sign your final documents and receive the keys to your new home.
Real rates. Real timelines. Real talk.
Crystal-clear terms, upfront costs, and honest timelines. Your closing date isn't a goal – it's a done deal.